22 Accounts Totaling $280,896.70

This client was in an extreme situation, but they were mixed. They enrolled a total of 27 accounts. 9 were still with the original creditors, 6 of which were not yet charged off. They also had 3 existing judgments and 15 accounts with collection agencies.

This client had limited funds so my approach was to settle all of the charge-off’s and judgments and to re-age (bring an account current and maintain payments) the accounts that were not yet charged off. This way they were able to resolve all of their delinquencies and begin to recover.

This situation was very challenging but after about 6 1/2 months I was able to gain the cooperation from everyone involved. I settled all of their judgments, charge offs, and 4 of the accounts with the original creditors. I also re-aged 5 of their pre-charged off accounts.

  • Settled 22 accounts for $112,095.40
  • Took 195 days
  • Reduced debt by $168,801.30
  • Including my fee, this client spent a total of $132,351.56 to resolve $280,896.70
  • Including my fee, 47.12% of what was owed
  • Client acquired the funds to settle from equity in an asset

 
*The demonstrated fee calculation is based on 12% of savings

 
View the settlement letters below

They’re ordered by the date the settlement was reached

Please understand that these success stories are not published for the purpose of creating expectations of similar settlement percentages. The amount I am able to settle accounts for varies from client to client and is dependent on a host of factors. The purpose of my success stories is so you may view my service in action and get a better understanding of how my service works. If you’re interested in finding out what I may be able to settle your debts for please feel free to contact me for a free consultation.

The percentages saved are on the balance at the time of settlement. These examples of past performance are not intended to be a guarantee of any future settlement results.

 

 
 
 
 
 
Creditor:

American Express

Balance: $38,306.75
Settlement: $19,153.16
Percentage Saved: 50%

 
 
 
 
 
Creditor:

Chase

Balance: $9,860.32
Settlement: $3,451.11
Percentage Saved: 65%

 
 
 
 
 
Collection Attorney:

Suttle and Associates

Creditor: Citibank
Balance: $22,184.21
Settlement: $15,000.00
Percentage Saved: 22%

 

 
 
 
 
 
Collection Attorney:

Plovie Law Firm

Creditor: Discover
Balance: $9,659.29
Settlement: $4,850.50
Percentage Saved: 50%

 
 
 
 
 
Creditor:

Nordstrom

Balance: $7,080.45
Settlement: $2,478.16
Percentage Saved: 65%

 
 
 
 
 
Collection Agency:

Plaza Associates

Creditor: Amex
Balance: $9,572.58
Settlement: $3,000.00
Percentage Saved: 69%

 

 
 
 
 
 
Collection Agency:

Van Ru

Creditor: Capital One
Balance: $10,676.13
Settlement: $3,146.87
Percentage Saved: 70%

 
 
 
 
 
Creditor:

Chase

Balance: $10,855.21
Settlement: $3,256.56
Percentage Saved: 70%

 
 
 
 
 
Collection Agency:

Midland Credit Management

Creditor: Providian – Chase
Balance: $18,923.25
Settlement: $6,518.00
Percentage Saved: 65%

 

 
 
 
 
 
Collection Agency:

Midland Credit Management

Creditor: Household
Balance: $11,550.11
Settlement: $4,007.00
Percentage Saved: 65%

 
 
 
 
 
Collection Agency:

Dejana and Associates

Creditor: Chase
Balance: $11,262.38
Settlement: $4,825.00
Percentage Saved: 57%

 
 
 
 
 
Collection Agency:

Dejana and Associates

Creditor: Chase
Balance: $6,135.10
Settlement: $2,815.00
Percentage Saved: 54%

 

 
 
 
 
 
Collection Agency:

Dejana and Associates

Creditor: Chase
Balance: $10,217.25
Settlement: $4,447.00
Percentage Saved: 56%

 
 
 
 
 
Collection Agency:

NCO Financial

Creditor: Citibank
Balance: $23,880.93
Settlement: $8,048.54
Percentage Saved: 66%

 
 
 
 
 
Collection Agency:

LTD Financial

Creditor: B of A
Balance: $16,489.75
Settlement: $5,900.00
Percentage Saved: 64%

 

 
 
 
 
 
Collection Agency:

Enhanced Recovery

Creditor: Chase
Balance: $6,490.21
Settlement: $1,622.55
Percentage Saved: 75%

 
 
 
 
 
Collection Agency:

Enhanced Recovery

Creditor: Chase
Balance: $10,320.42
Settlement: $2,580.11
Percentage Saved: 75%

 
 
 
 
 
Collection Agency:

Enhanced Recovery

Creditor: Chase
Balance: $15,993.36
Settlement: $3,998.34
Percentage Saved: 75%

 

 
 
 
 
 
Collection Agency:

Northland Group

Creditor: Citibank
Balance: $6,212.01
Settlement: $2,174.20
Percentage Saved: 65%

 
 
 
 
 
Collection Agency:

Northland Group

Creditor: Citibank
Balance: $6,932.72
Settlement: $2,426.45
Percentage Saved: 65%

 
 
 
 
 
Collection Agency:

NCO Financial

Creditor: Providian
Balance: $6,694.54
Settlement: $2,341.85
Percentage Saved: 65%

 

 
 
 
 
 
Collection Attorney:

Bradley, Boswell

Creditor: Household
Balance: $11,599.73
Settlement: $6,055.00
Percentage Saved: 48%

 
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