Think about this. Most bankruptcy attorneys are going to tell you to file bankruptcy. Most debt settlement companies are going to tell you to settle. Most consumer credit counseling companies are going to tell you to join their program. How do you know whose opinion to trust? You really don't. They're all financially motivated to sway you towards their services. Hence why we exist.

Here's our story. We started back in 2002. When debt settlement was a fresh concept and very few debt settlement companies existed. From the get-go we distinguished ourselves from the rest by only offering debt settlement to consumers whom had a lump-sum capacity. Our clients settled all their delinquent debts at the same time. They were typically with us for 30-90 days.

We limited our services to this based on the belief that offering one-at-a-time debt settlement, the traditional method, created too much exposure for the client. Hiring a debt settlement company without possessing the funds to settle first is liken to laying your cards face up at a poker table.