Debt Settlement Reviews

I help people who can settle ALL of their delinquent debts at the same time. I charge 10-15% of what I save you.

I was formerly one of the most successful debt collectors in the country (bio). And don’t worry, I wasn’t one of those huffy-puffy types. Since I crossed over to this line of work in 2002, I’ve been helping people figure out ways to settle ALL of their delinquent debts right away and at the same time.

I do this by reviewing your ability to fund your settlements via an asset rather than your future income. My average client completes my settlement service in 108 days.

I’m the only debt settlement provider in the country to limit our services to this more safe and reliable method of credit card debt settlement.

I feel very fortunate to have received these testimonials below…

debt settlement reviews

With my goal of settling all of your delinquent accounts at the same time, I’m able to offer you the most protection possible when settling your debts: since you will have the option of knowing your outcome prior to spending any money.


These testimonials are examples of past performance and are not intended to be a guarantee of any future settlement results.

I am writing this letter to express my most sincere appreciation for the services you recently provided me regarding the settlement of my credit card accounts.

As you are well aware, prior to meeting you, I couldn’t meet the minimum payments on each of my nine credit accounts, and my creditors were relentlessly pursuing me via telephone, mail, and by filing civil complaints against me in both District and County court. I was emotionally and financially devastated, and felt bankruptcy was my only option. I was in a world of seclusion, as I avoided all phone calls at both work and home, continually screening them to avoid speaking to the collectors, knowing I didn’t have anything left to offer them.

You lifted the world off my shoulders by doing what seemed impossible, negotiating a reasonable settlement simultaneously with each of my nine creditors.

As you know, my financial avalanche started when I lost over $60,000 by falling victim to an investment fraud scheme, with no hope of recovering any of my losses. I had obtained most of the money that I had invested by withdrawing large cash sums from my multiple credit card accounts. Prior to this, I had made all of my credit card payments on time and with no problems, as I had a perfect credit score, and was able to get large amounts of cash without a problem, all at relatively low introductory interest rates.

It soon became apparent that I was in trouble when my investment dividends dried up, and I was left to pay my large credit balances personally. Unfortunately, I soon began relying on cash withdrawals from other credit accounts to make payments on my delinquent accounts. I began to fall into a death-spiral of ever increasing debt load, late fees, over-limit fees, and incrementally increasing interest rates. After about a year and a half, my $60,000 debt load had mushroomed to over $93,000 dollars, and I began seeking bankruptcy advice from two different attorneys.

Both attorneys advised me that bankruptcy was the best option to resolve my debt issues and that settling with my creditors would be extremely difficult due to the large number of creditors and problems with getting them all to simultaneously agree on a settlement. I wanted to avoid bankruptcy if at all possible and was desperately seeking other options to no avail, until I met you.

My financial destiny changed that day, as you offered me hope that a resolution with my creditors could be found, a path that my attorneys said was not practical or even possible. The settlement agreement you obtained for me allowed me to resolve my debt issues for approximately $30,000 (less than 1/3 the amount due) and avoid bankruptcy, a win-win deal for both myself and my creditors. I thank you again for making such a positive contribution to my life.

I invite you to give copies of this letter to others who may be in desperate need of financial assistance. If I can be of any assistance to you or your clients, please give me a call.



I want to thank you for your extraordinary help these last several months in guiding me through the intricacies of settling my numerous debts.

There is no conceivable way I could have done this without you. Your negotiating skills were outstanding and your broad range of knowledge of the loan industry were incalculable in resolving every account satisfactorily and with a huge savings to me. You not only arranged the payments, but assisted me is finding the means to make those payments.

In addition to your obvious professional expertise, I was impressed by the personal qualities you brought to our association. Virtually all phone calls over the extended time we worked together were returned promptly. I always felt I was free to speak as long as I wished, and I am afraid I often did just that.

Your patience with my many questions and your courtesy to everyone involved was exemplary. Most important, was your honesty and integrity. Your method of payment was not only fair, but because it was tied to performance, was risk free to me.

I think your finest hour was when you advised me to take action that would ultimately reduce your compensation. You proved that your loyalty was to me, your client, rather than your self-interest. You were definitely the light at the end of my tunnel and I shall always be grateful.

Thank you again.


I would like to thank you for the exceptional service that you have provided me.

Before I was referred to you, I was deep in debt because of a family crisis and I did not know what to do. I did not want to file for bankruptcy because prior to this, I had been good at paying my bills on time.

You were very thorough explaining to me what service you provide your clients. I did not feel pressured to sign up with your office.

Upon signing all the required documentation, you immediately started working on all my creditors, writing correspondence and making the necessary phone calls.

The escrow officer informed you that time is of the essence, and we needed to get the settlement costs in three days.

I had 9 creditors that you had to work with in 3 days and you got the settlement letters from each creditor.

I am truly impressed when you even went the extra mile by helping resolve the 2 other creditors that still showed on my credit report.

Jared, you are truly a heaven sent. I would definitely recommend you to everyone and anyone I know who need assistance in settling their debts. We definitely need more people like you, providing such understanding and excellent customer service to their clients.



I had $ 52,552.92 in debt on 5 different credit cards when I sought help from Jared Strauss.

3 weeks later the first card was settled, and by 5 weeks, all had been settled for $ 23,595.92, or an average of 44.9%. One of the cards was settled for 36.5%.

Jared is 100% legitimate. He tells you on the front end what he can do, then he does it. There are no surprises. He is professional, courteous, and effective.

The best part is that you pay no money up front; fees are paid AFTER your debt has been settled. His fees are very reasonable.

I encourage anyone in financial trouble to give him a chance to help, he can make a big difference even in situations that seem hopeless.


Thanks again for all of your help. You have lifted a huge weight from my shoulders and I sincerely appreciate your talent and negotiating skills.

Have a happy holiday season!


You all took an amazing amount of stress off of me. Thank you for being such a wonderful company and keep up the amazing work.

Thanks again for all that you do Jared and have a fantastic week!!


Mr Strauss renegotiated some bill pay offs for us a few years ago. We were very happy with his professionalism and how he kept us informed through out the process.

He ended up settling our accounts for much less than we owed and in a very timely matter. I have high respect for Jared, he is a professional and extremely knowledgeable about his profession. I would recommend him to anyone.



I had a problem with a debt collector that was threatening…

I thought of your (Tom Martino) referral list, and found Debt Relief A La Carte.

What a lifesaver Jared Strauss was to me just via phone conversation. In a three way conversation with Nationwide Credit he was able to solve my problem. He was a godsend.

I want to thank you for the referral, and to very much thank him.


I, having benefited from Jared Strauss’ debt recovery services, would like to offer a testimonial to his excellent, professional services.

In April of 2003, my wife and I were totally going under financially. She was recovering from several cancer operations. I had a one man self employed business which had slowed to a near stop.

All of the “Get out of debt NOW!” programs we had looked into seemed to have catches and gimmicks hidden within them. We feared that would lead to scamming us out of whatever money we put up front to get started. We were lost and bewildered, not knowing what to do.

Even as a returning Army helicopter pilot from the Vietnam war, these were the worst times I’ve ever seen!

Jared Strauss seemed to have a good legitimate business that might help us, so we gave him a try. There is no other way to put it, “He was a god sent for us!” Prompt, timely, courteous, EXCELLENT communication skills ~~~ all apply to Jared Strauss.

He knows his business and is there for you 100% and leading you back to a program that will have you out of debt and ready for a new fresh start in the financial world.

It has been nearly ten years since Jared helped us out. Our current credit score is something like 740, not bad for an old pilot who was nearly out of airspeed, altitude, and ideas before meeting Jared Strauss.

I can not praise him enough or give anyone a higher recommendation. He is truly a great guy and a square shooter ~~~~ you won’t regret giving him a call for help!!


Thank you very much for your assistance. We would certainly recommend you to anyone, based on our experience with you and your business.

Thank you.


Hope and Tom

Thank you for everything you’ve done to help us! We’re both so relieved to have this past us. It’s like a dream come true!


I really appreciate all that you have done. Your service was outstanding.

Please do not take this the wrong way, but I hope to never use your service again, but would do so and would recommend you to everyone.

Thank you so much,


I commend Jared Strauss and Debt Relief A La Carte, not only for a job impeccably well done, but also for their extreme sense of professionalism and going far above and beyond the call of duty.

Jared was able to work coolly and professionally with my creditors to save me over $8,000, despite their every attempt to frustrate him. He not only helped me to keep a significant amount of money in my own wallet, but did so in record time, too!

Then, he far surpassed my expectations by speaking with a competing debt negotiation firm of which I had been a client, to get a refund of the fees I had paid them.

He accomplished in a matter of days what his competitor had failed to do for over 8 months, AND he did it with substantially lower fees than the other firm, to boot!

Of Mr. Strauss’ ability to not only negotiate successfully with creditors, but to achieve truly fantastic results, I simply cannot sing loudly or positively enough!



I really do appreciate all your help. These were my 2 big ones and I’m glad to have them settled.

Thanks again!


Thank you so much for all your help. We were about to give up. We are honest hard working people and never intended for all this to happen.

Thanks again!


In December of 2002, my wife and I were paying out $2100 in min. payments to 12 credit cards accounts. My pay check was gone before I got it. We were in trouble. You would said, why 12 cards? My wife was sick for twenty years with lots of medical bills.

One day on the radio I was listening to Tom Martino helping people with their problems. There I found Jared Strauss through Debt Relief A La Carte. We talked on the phone and I heard the words “Yes I can help you”.

Mr. Strauss helped us with 12 cards with $69,550.15 debt. 9 credit cards were settled in Feb. 2003, 2 credit cards were settled in March 2003, and the last was settled in June 2003 with the average settlement of 45%. $31,950.15 was the total paid to settle these 12 accounts with Jared Strauss.

Thank GOD. I was able to make a loan on my 401k to pay for this and paid $850 a month back to myself in four years.

This gave our life back with his help. But at the end of four years we were debt free and able to retire at 62 years old with no bills. Everyone I use to work with said they can’t afford to retire. They have too many bills. Well Jared Strauss can help!!!


Thank you so much for all your work & dedication in getting our debt so low! We appreciate your professionalism and friendliness and making everything so clear to us. You made a bad time much easier, it was a pleasure working with you!

Thank you so much!

Pam and Tony

This is a few lines to say what a great business Jared Strauss owns.

We fell miserably, financially, when my wife had to quit her career to go to N.J. to take care of her father (term, cancer) My paycheck did not cover the bills.

I talked to attorney’s and “We the People” and nothing worked.

Jared came to the rescue and has completely taken the stress out of our lives.

Jared Strauss rates high in our book!



These testimonials are examples of past performance and are not intended to be a guarantee of any future settlement results.

Please refer to my debt settlement services page for an explanation of how my service works.